Review
Policy appraisal language, competing estimates, photographs, reports and supporting documentation.
NATIONWIDE PROPERTY INSURANCE APPRAISAL
When the Numbers Disagree,
Experience Points the Way.
Independent appraisal for residential, commercial and complex property losses, backed by more than 21 years of property-claims experience.
CPIAIAUA Certified Property Insurance Appraiser
21+ YearsProperty Claims Experience
NationwideResidential & Commercial
XM8 + SymbilityEstimating Proficiency
THE LOSSNORTH STANDARD
Appointed by Either Party.
Independent in the Assignment.
“The objective is not to win the appraisal. The objective is to get the number right.”
LossNorth accepts appraisal assignments from insureds, carriers and other authorized parties. Each assignment is approached through the policy, documented damage, defensible scope, appropriate repair methodology and supportable pricing.
INSURANCE APPRAISAL
When two estimates tell two different stories.
Property insurance appraisal is a contractual process commonly used when the parties disagree about the amount of loss. Each party selects an appraiser. The appraisers evaluate the disputed loss and, when necessary, work with an umpire under the policy's appraisal provision.
LossNorth focuses on the amount-of-loss analysis: scope, quantities, construction methods, estimating, pricing and the evidence supporting the claimed damage.
Appraisal rights and procedures depend on the policy and applicable law. LossNorth does not provide legal advice or coverage opinions.
Inspect & Analyze
Evaluate the property, damage, repair methodology, scope, quantities and pricing as the assignment requires.
Reconcile
Identify genuine areas of disagreement and work toward a documented, defensible amount-of-loss determination.
WHO I WORK WITH
One standard. Whichever side appoints me.
LossNorth is available for appointment by insureds and carriers, and for referrals or assignments coordinated through attorneys, public adjusters, contractors and other claims professionals.
Insureds
Independent amount-of-loss analysis when the property damage estimate remains materially disputed.
Insurance Carriers
Experienced appraisal support grounded in documentation, repair methodology and defensible estimating.
Attorneys & Representatives
A field-tested property professional who can digest a complex file and explain the basis for the numbers.
Claims Professionals
Public adjusters, contractors and other professionals may refer matters or coordinate appointments for their clients.
PROPERTY LOSS EXPERTISE
Built for the files that require judgment.
Residential
Wind, hail, fire, water and complex dwelling losses, from focused disputes to major-loss residences.
Commercial
Building systems, repair methodology, estimating and high-severity commercial property claims.
Catastrophe
Field experience across widespread storm and catastrophe environments in the U.S. and internationally.
Complex / Structural
Damage mechanisms, building components and scope disputes where field experience matters.
ABOUT TREY RICKERT
Experience built in the field, not just the classroom.
Trey Rickert is an IAUA Certified Property Insurance Appraiser with more than 21 years of experience investigating, evaluating, estimating and resolving residential and commercial property losses.
His claims background includes wind, hail, fire, water, structural and catastrophe losses, including high-severity assignments up to approximately $7.7 million. He is proficient in Xactimate and Symbility and has handled property claims across the United States and internationally.
Before entering insurance, Trey spent nearly two decades in the professional fire service. His service included response to the Oklahoma City bombing and the World Trade Center. That background developed a practical understanding of structures, fire behavior, damage mechanisms and disciplined decision-making under pressure.
Trey previously performed property appraisals and umpire assignments and returned to formal appraisal work after obtaining his current IAUA Certified Property Insurance Appraiser credential. He is also the author of Launch! The Art of Insurance Adjusting: Best Practices for New and Experienced Adjusters.
Understand the structure.
Understand the damage.
Follow the evidence.
Understand the damage.
Follow the evidence.
FEES
Straightforward fees.
No interest in the outcome.
Appraisal fees are based on the size and complexity of the assignment and are established before substantive work begins. Standard residential matters may qualify for a flat fee. Complex residential, commercial and large-loss matters are generally billed hourly.
Initial file review and fee quote: No charge.
LossNorth does not base its appraisal fee on the amount of the award or the outcome.
Request a fee quote →FREQUENTLY ASKED
Appraisal, without the fog.
Who can appoint LossNorth?
LossNorth accepts assignments from insureds, carriers and other authorized parties. The appraiser's role remains independent regardless of who makes the appointment.
Does LossNorth determine coverage?
No. The focus is the amount of loss within the appraisal assignment. Coverage and legal questions remain with the appropriate parties and professionals.
Do you handle commercial losses?
Yes. LossNorth handles residential, commercial and complex property appraisal assignments, including large-loss matters.
Do you work nationwide?
Yes, subject to the requirements applicable to the assignment, policy and jurisdiction.
What documents should I have ready?
Useful starting documents often include the relevant policy appraisal provision, competing estimates, the appraisal demand or correspondence, photographs, expert or engineering reports, and other material supporting the disputed amount of loss. LossNorth can identify what is actually needed after an initial review.
How are documents submitted?
LossNorth is establishing a secure large-file intake portal for policies, estimates, photographs, reports and other claim materials. Until that portal is activated, sensitive claim documents should not be sent through the public website form.
Are you available as an umpire?
LossNorth currently markets appraisal services. Umpire services are planned as a future service after the applicable credentialing is completed.
SUBMIT AN ASSIGNMENT
Put the file on our radar.
Send the basic claim information below. For the live site, document uploads will be routed through a secure intake system rather than ordinary email.